Financing Your World with Esteem Mortgage.

If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.


Esteem Mortgage is a privately held non- bank company doing business in the United States. In 2007, its CEO Sandra Johnson began the company during one of the most difficult times in the mortgage industry. The company was an independent Broker and in 2010 became a Banker with Mt West Financial while maintaining its business name as Esteem Mortgage.

Esteem Mortgage is again an independent Broker in order to offer the best possible service and price to borrowers looking for Conventional, FHA, VA, USDA, Jumbo, and Reverse Mortgages. Additional products include First Time Home-buyers, commercial property, and specialty products such as Bank Statement loans and High Balance loans in areas where high balance loans are not available, such as the Inland Empire. Sandra Johnson remains CEO and President of Esteem Mortgage.

At Esteem Mortgage our Loan Officers serve borrowers will all types of mortgage needs as well as Spanish and Vietnamese speaking clients. All Loan officers have 10+ years experience in the lending industry. Our Operations staff is equally experienced having dedicated staff at Opening, During, and Closing processes. The processes set in place by Sandra Johnson has afforded Esteem Mortgage awards in 2019 for Top 1% Fastest Closing Loan Officer and another for Top 1% Fastest Growing Loan Originator. As the mortgage industry evolves, Esteem Mortgage is prepared to evolve as well for the benefit of our clients.

Esteem Mortgage is proud to represent several Loan Officers who have ranked for the top 1% of fastest closes nationwide and to have Loan Officers who have ranked for the top 1% fasted growing loan officers nationwide since joining Esteem Mortgage.



Whether you are a first time home buyer or purchasing your dream home, The Esteem Mortgage Team will help you find the right financing solutions to meet your needs.


Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!


Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.


Call us or fill out any of the 30 second forms on our website to connect with one of our experienced VA mortgage specialist today!


We can help you lower your interest rate, lower your monthly payment, or take cash out. The Esteem Mortgage team is here to help you with all of your mortgage refinancing needs.


Simply fill out any of the forms on our website or give us a call so we can show you the best refinancing options for your unique scenario.

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

The Esteem Mortgage Team

Start your home loan process here!

The Esteem Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

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Explore our neighborhoods

Browse featured properties in the different neighborhoods in our area.

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Contact Us

Esteem Mortgage
10670 Civic Center Dr Suite# 120
Rancho Cucamonga, CA 91730

(909) 732-3767

MON-FRI 8:30AM - 5:30PM