Lock and Shop program

LOCK & SHOP UP TO 180 DAYS

GIVE YOUR BORROWER A CONTINGENCY PRE-APPROVAL WITH THE SECURITY OF A LOCKED INTEREST RATE

You can now lock your borrowers’ interest rate while they shop for their new home. Even without a formal offer on a property, Lock & Shop gives your borrowers rate security with 45-, 60-, 90-, 120-, 150- and 180-day rate lock options. If the rates improve as your borrowers shop, you can float down to the better rate.